Concordia                             Tax &  Business Advisors
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Concordia                             Tax &  Business Advisors
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  • HOME
  • SERVICES
  • ABOUT
  • CONTACT
  • PRIVACY POLICY
  • TERMS OF SERVICE
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About CTBA

Every client relationship is built on trust, collaboration, and a genuine commitment to client's success. We take your financial matters as seriously as we would our own, investing the time to understand your goals, challenges, and long-term vision. Rather than offering one-size-fits-all solutions, we develop personalized strategies designed to minimize tax liabilities, maximize opportunities, and support sustainable growth.


Our approach is proactive rather than reactive. We provide expert tax planning, strategic business consulting, and year-round advisory services to help our clients make informed financial decisions. Whether you are growing a business, investing in real estate, planning your estate, or managing personal wealth, we work alongside you every step of the way.

At CTBA, we combine technical expertise with personalized service to deliver practical solutions tailored to your unique circumstances. 


When you work with CTBA, you gain more than an accounting firm—you gain a dedicated advisor who is invested in your success today and for years to come.

Learn About Our Services

About Natalia Nikulin, CPA, MBA

 

Why I am here

I became a CPA because I’ve always been fascinated by tax law and how it shapes people’s financial lives. I truly enjoy helping my clients understand their tax situation and make informed decisions with confidence. Being a CPA allows me to serve others with care and integrity, and it brings me real joy to know that I can ease some of the stress that taxes often bring. Helping people feel supported and empowered is what makes this profession so meaningful to me.


What I Do

As a CPA specializing in taxation and a seasoned accounting professional with nearly 20 years of experience, I help individuals and businesses navigate complex tax laws. My background includes expertise in general business and individual taxation, multi-state taxation, taxation of real estate, and more. 


What I Like

Outside of my professional life, I enjoy arts and the outdoors. I’m passionate about theater and music and love attending performances that celebrate creativity and expression. Family is at the heart of everything I do — especially during the holidays, when gathering around the table brings warmth and connection. I also enjoy reading, skiing, and hiking, which help me stay balanced and inspired. As a proud volunteer with my son’s school music program, I take great joy in supporting students during their performances and competitions.


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